ACCC cash discounts will remain legal after Australia ends card surcharges on October 1, as new payment rules reshape how businesses recover card acceptance costs.
FINANCE
Secured vs Unsecured Startup Finance: Collateral and Personal Guarantees
Choosing between secured and unsecured startup finance depends on funding needs, borrowing costs, available assets, cash flow, repayment terms and personal liability, helping founders balance access to capital with financial risk.
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Victoria’s New IBAC Powers Come With a Big Catch
Victoria’s IBAC reform expands the watchdog’s powers over private contractors and serious misconduct but restricts retrospective investigations, prompting criticism over past allegations involving the Big Build.
Working Capital Finance for Startups Explained
Working capital finance helps startups cover everyday operating expenses and manage short-term cash flow gaps. This guide explains how working capital funding works, the different financing options available, and when founders should use working capital facilities instead of raising equity or taking out long-term business loans.
Former Sydney Banker Drawn into $833M Mars FX Collapse
Former Sydney investment banker Ashish “Hash” Patel is among the principals behind Novus Capital Partners, which managed the collapsed Mars FX fund amid investigations into almost US$600 million in missing investor funds.
Understanding Valuation Caps and Discounts: Convertible Notes Australia
Explore convertible notes in Australia, including valuation caps, discounts, conversion terms, key benefits and potential risks. Understand the important considerations startup founders should assess before using convertible notes to raise early-stage funding.
More finance News
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ASIC Digs Into 551 Complaints at Big Four Firms
ASIC is reviewing 551 complaints involving KPMG, EY, Deloitte and PwC since July 2023, while expanding audit surveillance and continuing investigations into auditor conduct and independence.
02
IFM Investors Asia Expansion Targets Half of $1B Credit Fund
IFM Investors is expanding its Asia private-credit operations through a new Singapore office and plans to allocate up to half of an approximately US$1 billion fund to the region. South and Southeast Asia will initially receive 25% to 35%, while Australia and New Zealand retain the balance.
03
Pearler Raises $16M as Eucalyptus Co-Founder Backs Growth
Pearler has closed a $16 million Series A at a $50 million pre-money valuation, with backing from Charlie Gearside and Chris Cuffe’s Partners Horizon Fund.